The last thing people expect when they are driving is to get in a car accident. When it happens, it can cause a lot of problems, especially when injuries occurs. If you are hurt in an auto wreck that is not your fault, it is important to respond appropriately so you can receive the financial settlement that you deserve. Some things that you absolutely do not want to do after being injured in an auto accident include the following:
Taking on the Insurance Company By Yourself
Insurance companies are in the business of making money, and they typically try to pay out as little as they can for each claim. If you try to work with the at-fault driver's insurance company on your own, there is a good chance that the settlement that you are offered will be a lot less than what you deserve. If you want to ensure that you get a fair settlement, it is in your best interest to hire an experienced auto accident attorney to represent you.
Neglecting to Seek Medical Care
Even if you don't feel that your injuries from the accident are severe, it is absolutely essential to see a doctor after a car accident. Some type of car accident injuries may not be totally apparent until a couple of days after the accident, and failure to seek treatment can delay your recovery.
Seeking medical care is also very important because it will establish the extent of your injuries, document what kind of treatments were needed as you healed, and show how long it took for you to make a full recovery. Your medical records can play a big role in determining how much your settlement is, so you want to make sure that you visit your doctor as soon as possible after the car accident and also attend every follow-up appointment.
Communicating with the Insurance Company
After a claim is filed with the other driver's insurance company, it is not a good idea for you to communicate with them directly. It is not uncommon for insurance companies to try to assign partial blame to other drivers, so your words may be taken out of context and used in a negative way. If the insurance company contacts you to request a statement, it is best to politely decline. Just make sure that the insurance company has the contact information for your attorney-- he or she can provide them with any information that they may need.